My FAVORITE Travel Credit Card

Let me start this off by saying that I am not a financial advisor. HOWEVER, I have been using my Chase Sapphire Preferred credit card to enhance my travel for about three years now and these are the things I think everyone should know.

noteworthy benefits

• New cardmember bonus points

  • As of 2/16, the current bonus is 60,000 when you spend $4,000 in the first 3 months.

  • 60,000 points are worth about $750 toward travel when redeemed through Chase Ultimate Rewards®.®. *

  • Personal tip: Book your accommodations and excursions after signing up and then use your bonus points for flights!

• hotel credit

  • Earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Ultimate Rewards®. *

• earn 5x points for booking travel

  • Earn 5x total points on travel purchased through Chase Ultimate Rewards®, excluding hotel purchases that qualify for the $50 Annual Ultimate Rewards Hotel Credit. *

    Earn 2x on other travel purchases. *

• Earn points for groceries, streaming services, and dining

  • Earn 3x points on dining, including eligible delivery services, takeout and dining out. *

    Earn 3x points on online grocery purchases (excluding Target, Walmart and wholesale clubs). *

    Earn 3x points on select streaming services. *

    Plus, earn 1 point per dollar spent on all other purchases. *

• Anniversary bonus

  • Each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year. That means if you spend $25,000 on purchases, you'll get 2,500 bonus points.

• 1:1 point transfer to partners

  • Plus, the occasional transfer promotions.

  • Airline Travel Partners

    • Aer Lingus, AerClub

    • Air Canada Aeroplan

    • British Airways Executive Club

    • Emirates Skywards®

    • Flying Blue AIR FRANCE KLM

    • Iberia Plus

    • JetBlue TrueBlue

    • Singapore Airlines KrisFlyer

    • Southwest Airlines Rapid Rewards®

    • United MileagePlus®

    • Virgin Atlantic Flying Club

  • Hotel Travel Partners

    • IHG® Rewards Club

    • Marriott Bonvoy®

    • World of Hyatt®

• Travel and purchase coverage

  • Give yourself peace of mind when you book with your Sapphire Preferred card.

    • Trip Cancellation/Interruption Insurance

      If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per person and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.**

    • Auto Rental Collision Damage Waiver

      Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.**

    • Baggage Delay Insurance

      Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.**

    • Trip Delay Reimbursement

      If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket. **

    • Travel and Emergency Assistance Services

      If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)**

    • Purchase Protection

      Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.

    • Extended Warranty Protection

      Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.**

    • **These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened, we will send you a Guide to Benefits, which includes a full explanation of coverages.

• No foreign transaction Fees

The benefits listed above are all subject to change so please read the full benefits description and offer details before determining if you too could use this card to your advantage. If you are looking to sign up feel free to use my referral link by clicking the following: Chase Sapphire Preferred. 

Thanks for reading along.